Drawdown Equity Release

Drawdown equity release lets you take an initial sum and keep a cash reserve to draw from when you need it. Interest is only charged on the money you take. Available to homeowners aged 55 and over.

Release Equity Tax-Free

No Monthly Payments Required

FCA Authorised Providers

Compare the UK Market

Release Equity Tax-Free

No Monthly Payments Required

FCA Authorised Providers

Compare the UK Market

Get Your Personalised Equity Release Plan

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Homeowner age*

Property value*

How It Works

Getting a plan comparison is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present plans from leading providers so you can compare options and choose the cover that's right for your individual circumstances. There's no obligation to proceed.

55+

Homeowners

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Compare Drawdown Plans

How Drawdown Equity Release Works

A flexible lifetime mortgage with a cash reserve facility. For homeowners aged 55+.

Take What You Need

Release an initial amount, then draw further sums from your pre-agreed reserve when you need them — usually without a new application. Each withdrawal is charged at the lender's rate at the time you take it.

Interest Only on What You Take

Interest builds only on the money you have withdrawn, not the full reserve. This can reduce the overall cost compared with taking a single larger sum.

Stay in Your Home

You remain the owner and can live in your property for as long as you like, with no monthly payments required.

What is equity release?

Understanding how you can unlock your home's value

Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access - or 'release' - the equity (cash) tied up in your home, if you're 55+.

The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home.

You can receive the money you release in a lump sum or in several smaller amounts following an initial lump sum.

See if a drawdown plan suits your circumstances

Free quotes, no obligation, regulated brokers.

Speak to an Equity Release Specialist