At 60 and over you can typically release a higher percentage of your home's value than at 55. Compare plans suited to your age and circumstances. Plans available from age 55.
Getting a plan comparison is simple. Here's how the process works.
Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.
A specialist broker will call you back to discuss your requirements and answer any questions you may have.
The broker will present plans from leading providers so you can compare options and choose the cover that's right for your individual circumstances. There's no obligation to proceed.
55+
Homeowners
2 min
Quick Form
£0
Quote Cost
No
Obligation
Get a free quote and see how you could protect yours
Why age matters when releasing equity. For homeowners aged 55+.
Providers typically let older homeowners release a larger share of their property's value, so your options widen through your 60s.
The same applies at 65 and beyond — each year of age generally increases the maximum you can unlock.
Many homeowners use equity release in their 60s to clear an existing mortgage, top up retirement funds or help family.
Understanding how you can unlock your home's value
Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access - or 'release' - the equity (cash) tied up in your home, if you're 55+.
The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home.
You can receive the money you release in a lump sum or in several smaller amounts following an initial lump sum.
Free quotes, no obligation, regulated brokers.
Find Out How Much You Could Borrow