Equity Release Scotland

Compare equity release plans available to homeowners across Scotland. Unlock tax-free cash from your home without selling or moving. Available to homeowners aged 55 and over.

Release Equity Tax-Free

No Monthly Payments Required

FCA Authorised Providers

Compare the UK Market

Release Equity Tax-Free

No Monthly Payments Required

FCA Authorised Providers

Compare the UK Market

Find Out If You Qualify Today

Step 1 of 8 13%

Homeowner age*

Property value*

How It Works

Getting a plan comparison is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present plans from leading providers so you can compare options and choose the cover that's right for your individual circumstances. There's no obligation to proceed.

55+

Homeowners

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

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Equity Release for Scottish Homeowners

What to know about releasing equity in Scotland. For homeowners aged 55+.

Available Across Scotland

Lifetime mortgages are available to qualifying homeowners throughout Scotland, from the cities to rural areas — though lender criteria can vary by property type and location.

Scottish Property Law

Equity release in Scotland is set up under Scots law, using a standard security rather than a mortgage deed. Your broker arranges this as part of the process.

The Same Protections

Scottish plans carry the same safeguards, including the no negative equity guarantee on Equity Release Council approved plans.

What is equity release?

Understanding how you can unlock your home's value

Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access - or 'release' - the equity (cash) tied up in your home, if you're 55+.

The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home.

You can receive the money you release in a lump sum or in several smaller amounts following an initial lump sum.