The most popular form of equity release. Borrow against your home with no monthly payments required. Available to homeowners aged 55 and over.
Getting a plan comparison is simple. Here's how the process works.
Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.
A specialist broker will call you back to discuss your requirements and answer any questions you may have.
The broker will present plans from leading providers so you can compare options and choose the cover that's right for your individual circumstances. There's no obligation to proceed.
55+
Homeowners
2 min
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Get a free quote and see how you could protect yours
Understanding the most popular equity release option. For homeowners aged 55+.
Interest rolls up over time and is repaid when you die or move into permanent care. Your home is sold to repay the loan.
With a lifetime mortgage, you remain the owner and can live in your property for as long as you like. No one can make you leave.
Many lifetime mortgage plans let you ring-fence a portion of your home's value to leave to your family.
Understanding how you can unlock your home's value
Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access - or 'release' - the equity (cash) tied up in your home, if you're 55+.
The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home.
You can receive the money you release in a lump sum or in several smaller amounts following an initial lump sum.