Equity Release Interest Information

Understand how interest works on equity release plans. Available to homeowners aged 55 and over.

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Quick & Easy

No Obligation

Expert Brokers

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Property value*

How It Works

Getting a plan comparison is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present plans from leading providers so you can compare options and choose the cover that's right for your individual circumstances. There's no obligation to proceed.

55+

Homeowners

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How Interest Works

What you need to know about equity release interest. For homeowners aged 55+.

Compound Interest

Interest compounds over time if no monthly payments are made. The amount you owe grows each year.

Rate Types

Fixed rates stay the same for life. Variable rates may change. Capped rates have a maximum limit.

Voluntary Payments

Some plans let you make voluntary payments to reduce the interest rolling up. This protects more of your estate.

What is equity release?

Understanding how you can unlock your home's value

Equity release is, in a nutshell, a way to unlock the value of your property and turn it into cash which lets you access - or 'release' - the equity (cash) tied up in your home, if you're 55+.

The most popular type of equity release is a lifetime mortgage, which is a loan secured against your home.

You can receive the money you release in a lump sum or in several smaller amounts following an initial lump sum.